Users can now access up to RM20,000 in financing with a fully digital process and 1% monthly profit rate*
Kuala Lumpur, 14 May 2026 – Monee Capital Malaysia Sdn. Bhd. (Monee) today announced the official public launch of SFinancing-i, a Shariah-compliant digital financing solution now available to all Shopee users* in Malaysia. Designed to offer greater financial flexibility, SFinancing-i provides users with convenient access to instant cash financing directly through the Shopee app.
With financing of up to RM20,000 and flexible payment tenures of up to 24 months, SFinancing-i aims to support users’ personal financial needs through a seamless and fully digital experience. Approved users can instantly withdraw funds to their bank account or ShopeePay wallet, with no income documents or activation fees required.
In conjunction with the launch, users who activate and make their first financing request can enjoy a special 1% monthly profit rate* promotion for payment tenures of up to 24 months.
Powered by Monee Capital Malaysia in collaboration with Sedania As Salam Capital, and certified by Masryef Advisory, SFinancing-i is built on the Shariah principle of Commodity Murabahah (Tawarruq), offering users a transparent and accessible financing solution that aligns with Islamic financing principles.
Key features of SFinancing-i include:
- Financing limit up to RM20,000
- Flexible payment tenures of up to 24 months
- Instant cash withdrawal to bank accounts or ShopeePay wallets
- 1% monthly profit rate for the first financing request
- Fully digital application process with no income documents required
- Zero activation fees
Eligible users can activate SFinancing-i directly through the “Me” tab on the Shopee app. The service is available to eligible Malaysian citizens and permanent residents aged 18 years old and above.
For users seeking higher financing amounts, Monee also offers SFinancing-i Xtra, a term financing facility that provides eligible users** with financing of up to RM50,000 and profit rates from as low as 0.75% per month.
For more information, please click HERE.
*T&Cs apply.
**SFinancing-i Xtra is currently available on a limited access basis for selected eligible users only.
